Category: Financial wellness

Many major insurance providers offer premium discounts for completing a defensive driving course, typically ranging from 5% to 20%. The exact amount for how much does a defensive driving course reduce insurance depends on your provider, state laws, and personal driving record. Taking a defensive driving course can be a strategic way to invest in your financial wellness and driving safety.

According to a July 2025 KFF Health Tracking Poll, over 60% of Americans are worried about affording the cost of healthcare services and unexpected medical bills. Learning **how to figure out what's cheaper** across various aspects of your general health can empower you to manage these expenses proactively and effectively.

According to Nilson Report estimates, global payment card fraud reached nearly $30 billion in 2021. As more transactions shift online, it’s vital to understand the security features protecting you. This guide answers the question, "Are CVV and CVN the same?" and explores how understanding this security layer can contribute to your overall financial health.

Studies show that colors can have a profound effect on our mental and physical state, influencing everything from our emotions to our hormone levels. But beyond modern psychology, ancient traditions also assign specific properties to colors. So, which color is good for health and wealth?

According to the American Red Cross, most blood transfusions in the U.S. rely on voluntary, unpaid donors. This leads many to wonder, **Can you earn money for donating blood** under any circumstances? The short answer is yes, but it depends on what you donate.

According to the National Safety Council, defensive driving is defined as "driving to save lives, time, and money, in spite of the conditions around you and the actions of others". Adopting this proactive approach is essential for anyone asking, "Is defensive driving driving to save?" and looking to improve their safety, finances, and health on the road.

According to industry standards, most plasma donation centers provide compensation to donors on the same day as their donation, most often via a reloadable debit card. So, when you donate plasma, do you get paid the same day? The answer is generally yes.

According to HealthCare.gov, a special three-month grace period exists for certain Marketplace plan enrollees who receive an advance premium tax credit (APTC) and miss a premium payment. Understanding what is the t3 month rule can be crucial for maintaining your health coverage.

According to a study by the American Psychological Association, 72% of Americans feel stressed about money at least some of the time. This persistent anxiety is often symptomatic of a deeper, emotional scar known as a **money wound**, a subconscious belief formed by past financial experiences that negatively shapes your relationship with money today.

Founded in 1975 by John C. Bogle, The Vanguard Group is a giant in the financial world with over $9 trillion in assets under management in 2024. To properly answer the question, "Who owns Vanguard?", one must understand its revolutionary mutual ownership model that sets it apart from most competitors.