Tag: Critical illness insurance

According to the U.S. Department of Labor, a serious health condition under the Family and Medical Leave Act (FMLA) is defined as an illness, injury, or impairment requiring inpatient care or continuing treatment by a healthcare provider. The answer to **what counts as a significant illness?** is not a simple one, as the definition varies depending on the context—from legal and medical perspectives to insurance claims.

According to the Centers for Disease Control and Prevention, a major health event like a heart attack occurs in the U.S. every 33 seconds, underscoring the importance of understanding what counts as critical illness. These are serious, often life-threatening, medical conditions that require immediate and intensive care, but are also potentially reversible with treatment.

According to research by Sun Life Financial, nearly half of workers aged 40-50 fear the financial consequences of a critical illness more than dying from one. This highlights the significant impact of a critical health event, but raises the question: **What is a critical illness considered?**

According to the American Heart Association, the median cost of hospitalizations from a heart attack was over $53,000 in 2017. Understanding what qualifies as critical illness is vital for preparing for unexpected financial burdens associated with severe medical events.